Thanks to my brother who recommended me this bank for its high saving interest.
So I went to the bank in Orchard last week.
It is a conducive place and its staff are very friendly and the service is really good!
So I got myself familiarise with its procedure and opened myself a saving account!
About a year or so, I began to realise the importance of saving after a lesson taught.
I used to think that I couldn't save money due to commitments as I need to pay for the house, my car, my parents and other living expenses. I would be left with minimal amount of money for my monthly expenses. So I never really gave it a thought to save for rainy days.
Till one day I need money for urgent matters and realised that I have no one and nowhere to turn too. Of course there were many other nasty incidents which follow suit.
Along the way, I tumbled and fell. I came across friends who are kind towards me and gave me really good advice and support. I also came across some who are not as helpful and trustworthy. However this is part and parcel of life. Based on such incidents, I am grateful to know who are my true friends and who are not.
It also woke me up and I make it a point to start saving for rainy days, irregardless how small the amount may be.
A friend suggested that I should try to save $50 a month. Though it was little, it was still an effort to save.
I took the advice seriously and I must tell you from my experience, you can do it if you want and really try!
Cut down on other expenses such as entertainment. Things that you want but don't really need them should cut down. Go for offers, ask for the price and compare them and then make the decision to get the most worthwhile price.
Once you get your pay, put aside certain amount of money in another bank. Be discipline and don't touch that money unless you have spare cash.
Don't invest first, save up capital if you really want to invest in future. Go for the basic needs and think what you really want.
I have friends who are mighty savers and I ask them for saving tips.
I share with them the bank that my brother recommended me.
I feel good because I feel that I have done a good deed...(Sound like a primary kid's way of ending a composition,lol)
Better start late than never. It is never too late to start saving. ;)
Thursday, March 17, 2011
Wednesday, March 2, 2011
226的三家福
One Thing Leads To Another
I should have never ignored the warning signs of my body.
Wednesday - Hyperventilated, sent to the sick bay to rest, too tired to move. Was sent home.
Thursday - Back to work, still weak.
Friday - Headache, feverish, pain between the eyes, saw the Doc.
Saturday - Spit out bloody phlegm, uncomfortable throat
Sunday - Total loss of voice, irritable mood and upset
Monday - Total loss of voice, giddy, Dad drove me to see Doc again.
Tuesday - Loss of voice, cough non stop
Wednesday - Hoarse croaky voice, irritable cough non stop
This is really torturing!!!
Wednesday - Hyperventilated, sent to the sick bay to rest, too tired to move. Was sent home.
Thursday - Back to work, still weak.
Friday - Headache, feverish, pain between the eyes, saw the Doc.
Saturday - Spit out bloody phlegm, uncomfortable throat
Sunday - Total loss of voice, irritable mood and upset
Monday - Total loss of voice, giddy, Dad drove me to see Doc again.
Tuesday - Loss of voice, cough non stop
Wednesday - Hoarse croaky voice, irritable cough non stop
This is really torturing!!!
Tuesday, March 1, 2011
My Iphone Is Not Working
My Iphone somehow got electrocuted and no matter how I tried to revive it, it stayed "motionless".
Am not able to send it for repairs because I am still sick and voiceless.
I should rest enough in order to be well again.
Now I will be cooped in my little room till I am well enough to work.
Iphone is still the best phone that I ever have.
I will still stick to Iphone. ;P
So when is Iphone 5 releasing?
Back to rest!
Am not able to send it for repairs because I am still sick and voiceless.
I should rest enough in order to be well again.
Now I will be cooped in my little room till I am well enough to work.
Iphone is still the best phone that I ever have.
I will still stick to Iphone. ;P
So when is Iphone 5 releasing?
Back to rest!
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